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​​​​​​K-Auto Finance

Get cash with no need to transfer registration!


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Vehicle up to 16 years old eligible! Convert your car to
cash with vehicle registration!

Just own a lien-free car!

*Applicant agrees to deliver a vehicle registration book to be under KLeasing possession with no ownership transfer.
After the installment payment has been completed per the contract, the vehicle registration book will be returned to the applicant.

Prepayment allowed!
Effective interest rate, starting at 12 percent p.a.


Worry-free installment
payment Up to 72 months

*The car must beno more than 16 years old, from the registration to the loan application date, and the car's age when combined with repayment period must not be more than 21 years. The car must be in good condition.

Loan-to-value up to*

*Loan amount subject to the company’s loan approval criteria.


Loan Application Details

Eligibility Download Sales Sheet

Private Individuals

  • Aged 20-70 years old
  • 6-month work experience including probation period / Years in business: 2 years
  • Own a lien-free vehicle (free of any obligation or not under installment period with other companies) (subject to KLeasing criteria)
  • Minimum salary: 15,000 Baht
Required Documents

Private Individuals

Major documents

  • Application form for loan applicant and guarantor
  • 3 copies of national ID card of loan applicant and guarantor
  • 3 copies of house registration of loan applicant and guarantor
  • Copy of vehicle registration book (all pages)

Income documents

Customers with regular income

  • Salary slip or certification, or
  • Statement of account for receipt of monthly salary covering the past three months
  • Withholding Tax Certificate (Section 50 Bis of Revenue Code) (if salary is paid in cash)

Freelancers

  • Withholding Tax Certificate (Section 50 bis of the Revenue Code) of the most recent year, or covering the past six months
  • Statement of account for receipt of monthly salary covering the past six months

Business owner

  • Commercial registration
  • Statement of account covering the past six months
  • Details of customer’s income and business (prepared by branch officer)

Other documents

  • Copy of insurance policy (if any) and copy of Compulsory Motor Insurance policy (if any)
  • Copy of the first page of KBank account (if any) (for receiving funds transfer instead of cheque payment)
  • Original vehicle registration book

FAQ

What is K-Auto Finance (Car Registration Loan) ?

K-Auto Finance (Car Registration Loan) features loan offered to an individual applicant who holds ownership of a lien-free car with a vehicle registration pledged as collateral while the applicant is allowed to retain the possession of, and use the car as usual.

Is an applicant for K-Auto Finance (Car Registration Loan) required to transfer vehicle ownership ?

No. Loan applicant is required to sign a loan contract and a vehicle ownership transfer document which will be pledged as collateral against loan.

What is the interest rate for this campaign ?

Effective interest rate shall be applied.

What is loan amount granted for the K-Auto Finance (Car Registration Loan) ?

Loan amount is granted up to 90 percent of car appraised value; approved loan amount starts at 100,000 Baht.

What is car eligibility in terms of age ?

Eligible vehicle must be aged not more than 16 years old, and the vehicle age when combined with the loan term must not be more than 21 years old (from car registration to loan application date); the vehicle must be in good condition with no defect.